Terms and Conditions

Welcome to Focus Coverage. These Terms and Conditions govern your access to and use of focuscoverage.net and our services. By accessing or using our website, you agree to be bound by these terms.

Introduction
These terms constitute a legally binding agreement between you and Focus Coverage regarding your use of our website and services.

Definitions
“Services” refers to all content, features, and offerings provided through focuscoverage.net
“User” means any individual or entity accessing or using the Services
“Content” includes text, images, videos, audio, and other materials available through the Services

Acceptance of Terms
By accessing focuscoverage.net, you acknowledge that you have read, understood, and agree to be bound by these Terms and Conditions.

Changes to Terms
Focus Coverage reserves the right to modify these terms at any time. We will notify users of any material changes via email or website notice. Your continued use of the Services following such modifications constitutes acceptance of the updated terms.

Use of Services

Eligibility
You must be at least 18 years old to use our Services. By using the Services, you represent and warrant that you meet this requirement.

Account Responsibilities
You are responsible for maintaining the confidentiality of your account credentials and for all activities under your account.

Prohibited Activities
Users may not:
– Violate any applicable laws or regulations
– Impersonate others or provide false information
– Interfere with the proper functioning of the Services
– Attempt to gain unauthorized access to the Services
– Engage in any activity that disrupts other users’ experience

Intellectual Property
All content on focuscoverage.net, including but not limited to text, graphics, logos, and software, is the property of Focus Coverage and protected by intellectual property laws.

User-Generated Content
By submitting content to our Services, you grant Focus Coverage a non-exclusive, royalty-free license to use, modify, and display such content.

Privacy Policy
Our Privacy Policy, available on the website, explains how we collect, use, and protect your personal information.

Third-Party Services
We may provide links to third-party websites or services. We are not responsible for the content or practices of these third parties.

Disclaimers and Limitation of Liability
The Services are provided “as is” without warranties of any kind. Focus Coverage shall not be liable for any indirect, incidental, special, or consequential damages.

Indemnification
You agree to indemnify and hold Focus Coverage harmless from any claims arising from your use of the Services or violation of these terms.

Termination
We reserve the right to terminate or suspend your access to the Services at our discretion, with or without notice.

Governing Law and Dispute Resolution
These terms are governed by applicable laws. Any disputes shall be resolved through arbitration in accordance with relevant jurisdiction laws.

Miscellaneous

Entire Agreement
These terms constitute the entire agreement between you and Focus Coverage regarding the Services.

Severability
If any provision of these terms is found invalid or unenforceable, the remaining provisions shall remain in effect.

Waiver
No waiver of any term shall be deemed a further or continuing waiver of such term or any other term.

Contact Information
For questions about these Terms and Conditions, please contact us at [email protected]